No matter what life holds, Rivard Insurance Agency is there to lend a hand. Since 1980, our agency has offered a complete range of insurance services. From property and auto coverage to commercial policies, we have insurance plans to fit every part of your life. We serve clients across the state of Florida. Through our partnership with AssuredPartners, we have expanded our relationships with insurance carriers. This allows us to provide customized solutions for each client.
Our coverage options include:
An accident can happen in the blink of an eye. When one happens on your property, it is important to have the insurance coverage needed to protect it. Your home or commercial property is one of your largest assets — we can help you protect it! We know finding the right coverage can be confusing, so our agents will work with you to explore the available options and find the perfect policy. It is our goal to help you protect your home or property and all the things you keep in it.
Our property insurance categories include:
• Commercial Property
Vehicle & Auto Insurance
Today, driving is an important part of our lives. To stay safe on the road, you not only have to exhibit good driving habits but also have the right insurance coverage. Vehicle insurance protects from losses due to collision, fire, theft, and acts of nature. Rivard Insurance underwrites policies for a range of vehicle types. This includes:
• Recreational Vehicles
Business & Commercial Insurance
As a business owner, it is important to have the right insurance policies to protect you, your employees, and your business assets. For four decades, our agency has helped commercial clients across the state of Florida find the coverage they need. We take the time to get to know you and your business to ensure you receive the appropriate benefits and plans. It is our goal to help you save on your monthly premiums and identify any areas where you need specialized coverage.
Our commercial insurance options include:
• Bond Request
• Builders Risk
• Business Owners (BOP)
• Commercial Auto Insurance
• General Liability
• Liquor Liability
Your property insurance policy covers a range of liabilities, but it does not cover flood damage. While certain areas are more prone to flooding due to natural disasters, flooding can happen anywhere at any time. Just a few inches of water can cause major damage to your home or business. A flood insurance policy provides you with the protection you need and the peace of mind you deserve.
Your homeowner’s policy covers several liabilities, but certain high wind storms or natural disasters (tornadoes, hurricanes, cyclones) exceed the classification of what your policy covers. To remain covered from these types of events, you will need a wind insurance policy. This type of coverage can be added as a rider to your home insurance policy, but usually has a separate deductible from your main policy.
Workers’ compensation protects both employers and their employees. In the event of an accident, your workers’ compensation policy protects against lawsuits filed by injured workers — while providing the injured worker with appropriate compensation and medical care. Our agents will work with you to design a policy that provides you and your business with the appropriate coverage.